How Does A Pawn Loan Work?
We loan on a variety of items, including gold and diamond jewelry, electronics, musical instruments, tools, and more. Simply bring us an item of value, along with a valid photo ID and we’ll get you money in minutes after your loan is approved.
- Gold & Jewelry
- Power Tools
What Is An Extension & Renewal?
If you are unable to pay back your loan in full on its due date, you may get a renewal, if permitted by state law. With a renewal, you pay the interest that has accrued on your loan in full, and a new loan is written. The principal loan amount remains the same, as does the interest rate, but the due date is reset for the full loan term.
Do I Have To Pay Back The Pawn Loan?
If you change your mind you are under no obligation to pick up your merchandise. You won’t be penalized. We won’t call you (except as a courtesy to remind you your pawn is in default) and most importantly your credit won’t be affected in any way.
Since we are a locally owned and operated pawn shop, we are able to be more flexible with our loans, purchase amounts, finance charges and terms of your contract.
512 N 9th Street
Defuniak Springs, FL 32433
M – F : 9am–5pm
Sat : 9am–Noon
Closed every 3rd Saturday of the month
Sun : Closed